Digital asset markets are maturing rapidly. Global stablecoin market capitalization has climbed to over $250 billion as of mid-2025 (DefiLlama, The Block), up from ~$226 billion in Q1. At the same time, RWAs such as tokenized U.S. Treasury products have surpassed $7 billion in value (rwa.xyz), reflecting accelerating institutional adoption of on-chain fixed-income exposure. Institutions are paying attention: capital efficiency, liquidity, and interest are no longer “nice to have”—they’re table stakes.
Lynq was built to answer two of the most pressing needs institutions face in this landscape: how to settle transactions at market speed while ensuring capital put into the system can generate interest instead of sitting idle.
Settlement That Moves at Market Speed
In traditional finance, settlement windows often stretch across T+1 or T+2 cycles. Even in digital markets, off‑chain processes like wire transfers, reconciliations, and custodian sign‑offs can extend the time it takes for capital to move.
Lynq shortens that window dramatically. Through its broker‑dealer infrastructure, institutions can settle nearly instantaneously. Funds are available the moment a transaction closes—eliminating the “dead time” that traders and asset managers have long endured.
Interest Access Built Into the Core
Faster settlement is powerful, but speed alone doesn’t solve the opportunity-cost problem. At any given moment, large amounts of institutional capital are tied up waiting to clear, earning nothing.
Lynq changes that by integrating a financial instrument, which earns interest, into the settlement process. Balances accrue daily and interest is calculated down to the 2 second block. By building interest access into the settlement layer, Lynq enables institutions to combine liquidity and return—something traditional rails don’t afford.
Why the Combination Matters
The impact goes beyond operational convenience; it’s a structural shift:
- Efficiency – Idle balances become productive, helping institutions offset costs and optimize working capital.
- Liquidity – With instantaneous settlement, trading desks can recycle capital multiple times a day without bottlenecks.
- Confidence – Settlement is handled via a broker-dealer framework with client asset segregation, helping counterparties transact with clarity and trust.
The result: institutions can participate in markets more dynamically, with settlement cycles and interest access working in tandem instead of in conflict.
V2: Infrastructure for the Next Market Cycle
Markets are entering a new phase where scale, speed, and interest access are baseline expectations—not future goals. To support this transition, institutions need networks that are as fast as markets move and as flexible as portfolios demand. Lynq provides the infrastructure to meet those needs: a settlement layer that reduces friction, increases capital productivity, and gives counterparties confidence in every transaction. It’s not just about keeping pace—it’s about laying the foundation for how institutional digital markets will operate in the years ahead.